"Ty Covington likes to keep things as uncomplicated as possible. By day, all that matters to him is his horse and winning in the rodeo ring. At night, all he wants is a deliciously hot, no-strings affair with his rival, Kenzie Malone. Then everything changes in one heart-stopping split second. The accident should have killed both Ty and his horse. Instead, they're both on the road to a hard recovery--but only thanks to Kenzie's family connections and fortune. Which means he owes her. He owes a woman who is both everything he despises and his deepest desire. As need--hungry and demanding--takes them both over, Ty knows that this time, uncomplicated isn't an option. And this cowboy always pays his debts..."-- Page [4] of cover.