It might seem like everyone you know took secret classes on budgeting, owning their career, and choosing the right wine -- and you were sick that day. With a mix of real talk, humor, and inspirational messaging, the Skimm gives you the information you need to make informed and empowered decisions in your life. Covering everything from personal finance, to career, to stress management, global politics, and more, they break down some of the less glamorous parts of adulting and answer questions like: What's the difference between an ETF and a mutual fund? How should I negotiate my salary when I'm offered a new job? Should I claim standard or itemized deductions on my taxes? How should I tip while traveling abroad? How do I read the wine list without breaking out a dictionary? And much more.