Part 1: My journey into debt -- The moment that changed everything -- Starting over -- I'm in debt--Now what? -- Which debt should you pay off first? -- You are not your debt -- How to overcome debt fatigue -- Starting your journey out of debt -- Resources to help you ditch debt -- Part 2: How to save money so you can rock debt repayment -- How to avoid spending temptation by knowing your spending triggers -- How to be a frugal friend without being rude -- The one simple mind trick to help you start saving today -- Part 3: How to earn more money to pay down debt -- Why you need a side hustle -- How to negotiate your salary and boost your income -- You never know where a connection will lead -- Part 4: Lessons from paying off debt -- The secret to getting out of debt -- What to do after you pay off debt -- How paying off debt changed my life, and can change yours too -- Appendix: Dear debt worksheets.