Reversal of fortune -- Wrapping your mind around your money. Bad things happen to good people ; Lifestyles of the broke and homeless ; What marshmallows can teach you about money ; A map won't help without a destination -- Master your universe. Focus on your net worth ; The thrill of a budget beats the agony of poverty ; Pay yourself first ; Build savings muscle -- Freedom from debt. Don't abet debt ; Debt out! ; The nuclear debt option ; Edit your credit -- The home dilemma. Investing in your home ; Home economics : Should you buy or rent? ; Foreclosures and short sales ; Outliving your mortgage -- Rest insured : solving the insurance Rubik's Cube. The term of your life ; Cash value life insurance ; Annuities : don't toss the baby out with the bathwater ; Health insurance -- The investment industry : friend and foe. Goldman Sachs : paragon or pariah? ; The fix is (still) in ; Wall Street's casinos ; Advice about advisers -- Don't fight the markets. Don't just do something, stand there ; May the (market) force be with you ; Why index funds work for investors ; The risk-return tradeoff -- Putting your money to work. Assessing your risk capacity ; Fighting the worst enemies of high returns ; The simple logic of asset allocation ; A simple way to implement your investing plan -- Real retirement planning. How much will you need? ; Beating the 401(k) rip-off ; Making your money outlive you ; Sources of cash in retirement -- Life (and death) events. Kids cost money ; Giving back -- In sickness and in wealth ; Estate planning basics -- Putting it all together. Get a budget ; Get out of debt ; Get a home ; Get insured ; Get invested ; Bulletproof your plan.